Nubank

### Nubank: Account, Card, and More Nubank is Brazil's most recommended financial institution, trusted by over 85 million customers who enjoy managing their entire financial life directly from their mobile devices. As the largest financial technology company in Latin America, Nubank is committed to providing a transparent, simple, and hassle-free financial experience. Our app is designed to reflect these values, putting you in control of your finances without hidden fees or unnecessary complications. With Nubank, you have a world of possibilities at your fingertips: - **Free NuAccount:** Enjoy a hassle-free, no-fee digital account. - **International Credit Card:** A credit card with no annual fee, accepted worldwide. - **Instant Credit Limit:** Your limit is adjusted immediately when you pay your bill. - **Credit Limit Flexibility:** Money saved in your account can be converted into a credit limit. - **Higher Interest Rates:** Earn more interest on your savings than with traditional accounts. - **Investment Options:** Explore various investment opportunities. - **Savings Boxes:** Organize and grow your money with dedicated savings boxes. - **Easy and Free Pix Transfers:** Make instant payments and transfers at no cost. - **Comprehensive Insurance:** Protect your possessions and loved ones with tailored insurance plans. - **Fair Loans:** Access easy and fair loan options. - **Accounts for Minors:** Open accounts for those under 18. - **24/7 Customer Support:** Get human support any time, day or night. - **Fraud Protection:** Stay safe from phone scams with our advanced protection features (enabled by your permission). Download the Nubank app today and explore everything we have to offer!

### Nubank App User Guide Welcome to Nubank! This guide will help you navigate and make the most out of your Nubank app experience. With Nubank, you can manage your entire financial life easily and securely right from your smartphone. Below is a step-by-step guide to using the Nubank app. #### 1. **Getting Started** - **Download the App**: Start by downloading the Nubank app from the App Store (iOS) or Google Play Store (Android). - **Create an Account**: Open the app and follow the prompts to create your NuAccount. You’ll need to provide some basic information to get started. - **Log In**: Once registered, log in using your credentials or use biometric authentication (fingerprint or face recognition) if supported by your device. #### 2. **Navigating the App** - **Home Screen**: The home screen gives you a quick overview of your account balance, recent transactions, and any outstanding credit card bills. - **Menu**: Access the main menu by tapping the three horizontal lines in the upper left corner. Here you’ll find options for account management, payments, credit cards, investments, and more. #### 3. **Managing Your NuAccount** - **View Account Balance**: Check your current balance directly on the home screen. - **Make Payments and Transfers**: Use the Pix feature to make instant, free payments or transfers. You can also set up recurring payments. - **View Transaction History**: See all your recent transactions and filter by date or type. - **Savings and Investments**: Explore savings options with high returns or invest your money directly through the app. #### 4. **Using Your Nubank Credit Card** - **Activate Your Card**: If you’ve received a physical card, activate it in the app by following the on-screen instructions. - **International Payments**: Use your card internationally without worrying about hidden fees. - **View and Pay Bills**: Check your credit card statement, see how much is due, and pay your bill with just a few taps. - **Manage Limits**: Increase or decrease your credit limit or allocate money from your account as a credit limit. #### 5. **Personal Financial Management** - **Create Savings Boxes**: Organize your savings by setting up different boxes for specific goals, such as vacations or emergency funds. - **Monitor Spending**: Use the app to track your spending patterns and stay on top of your budget. #### 6. **Insurance and Loans** - **Get Insured**: Purchase insurance plans directly through the app, whether for your phone, car, or loved ones. - **Apply for Loans**: Easily apply for personal loans and manage repayments through the app. #### 7. **Account for Minors** - **Create Accounts for Under 18s**: Open and manage accounts for your children or minors under your care, giving them a head start in managing finances. #### 8. **Security Features** - **Fraud Protection**: Nubank provides advanced protection against phone scams and suspicious activities. Enable these features in the settings. - **Lock/Unlock Your Card**: Instantly lock or unlock your card if it’s lost or stolen. #### 9. **Customer Support** - **24/7 Support**: Access support anytime by tapping the help icon in the app. You can chat with a representative or use the self-service options for quick solutions. - **Human Support**: Nubank’s customer service is available around the clock, ensuring you always have someone to talk to if you need help. #### 10. **Settings and Preferences** - **Manage Notifications**: Customize your notification settings to stay updated on account activities, payments, and promotions. - **Update Personal Information**: Keep your account details up-to-date, including contact information and security settings. #### 11. **Staying Informed** - **Nubank Blog and Tips**: Access financial tips and articles to help you make informed decisions directly from the app. With Nubank, you’re in control of your financial life, enjoying the freedom of a fully digital banking experience. Explore the app, manage your finances, and reach your goals with confidence.