HealthLedger

HealthLedger is a smart medical expense and benefits manager that brings your healthcare and finance into one place. Track bills, insurance claims, deductibles, and HSA FSA balances with AI-powered scanning and automatic categorization. Match payments to visits, set reminders for due dates, and generate tax-ready reports with secure, encrypted storage. Core features include AI OCR for bills and EOBs, automatic claim and deductible tracking, and real-time dashboards for out-of-pocket totals and yearly spending. Connect bank cards to reconcile payments, organize multi-person family profiles, and export detailed statements for taxes or reimbursement. Ideal for families, caregivers, and anyone seeking a medical expense tracker, insurance claims organizer, and health budget tool in one app.

1. Download the app and create an account with email; enable biometric or passcode login for security. 2. Add your insurance plan details and HSA FSA accounts; connect providers and pharmacies to pull visit info. 3. Scan a bill, receipt, or EOB with the camera or import a PDF; the app extracts charges and provider data automatically. 4. Review and categorize the visit, assign it to a family member, and see its impact on deductibles and out-of-pocket totals. 5. Link a bank or card to auto-match payments, set bill reminders, and enable alerts for claim updates and reimbursements. 6. Open Insights to view spending by provider and category, track tax-deductible totals, and export CSV or PDF statements. 7. Use advanced tools like dispute checker, negotiated rate estimates, price comparison, and secure sharing with a spouse or caregiver.