UMB Mobile Deposit Business

A mobile check deposit solution for UMB business banking customers that streamlines remote deposit capture and day‑to‑day cash management. Deposit checks anytime with guided camera capture and instant image validation, choose the target business account, and receive real‑time submission confirmations. Manage multiple accounts and users with role‑based access and deposit limits to keep your team productive and compliant. Bank‑grade encryption, audit‑ready deposit history, and downloadable receipts help you stay secure and organized. Ideal for finance teams seeking a secure, high‑efficiency business banking app for mobile check deposit.

1. Download the app and sign in with your UMB Business Online Banking credentials, completing Mobile Deposit enrollment if prompted. 2. Add eligible business accounts and, if you are an admin, configure user access and deposit limits to match your internal controls. 3. Endorse each check as instructed in the app, tap Deposit, select the account, and enter the check amount. 4. Use the camera to capture clear images of the front and back; follow on‑screen guides to pass image quality checks, then submit the deposit. 5. Wait for the confirmation message, retain the paper check per bank policy, and track status or export receipts from Deposit History; enable notifications for cutoff times and approvals if available.