TymeBank

**TymeBank: Smart, Simple, and Low-Cost Banking** TymeBank offers a hassle-free banking experience with no paperwork, no monthly fees, and no stress. Manage your money with ease online, on your phone, or at most Pick n Pay and Boxer stores across South Africa. TymeBank provides a clear picture of every cent you earn and spend, empowering you to stay in control of your finances. **Key Features:** - **MoreTyme by TymeBank:** Get what you need now and pay later in 3 interest-free installments. No need for store accounts or lay-bys—just simple, smart shopping (subject to approval). - **SendMoney to a Cellphone Number:** Easily send money to anyone with a valid South African cellphone number, even if they don’t have a bank account. - **GoalSave:** Boost your savings with one of the best interest rates in South Africa—up to 11%. You can create up to 10 different GoalSave accounts to watch your savings grow. - **Pay Your Accounts:** Quickly and easily pay your bills, including those for broadcasters, stores, credit cards, municipalities, and educational institutions, using your account number as a reference. Discover more features and benefits by downloading the TymeBank app today. Open your account for free and start enjoying smart, simple banking at your fingertips.

**TymeBank App User Guide** Welcome to TymeBank, your gateway to smart, simple, and low-cost banking. This guide will help you navigate the TymeBank app and make the most of its features. ### 1. **Getting Started** **Download and Install the App:** - Visit the App Store or Google Play Store and search for "TymeBank." - Download and install the app on your smartphone. **Open Your Account:** - Open the app and follow the easy, paperless process to open your TymeBank account. - Provide the required personal information and verify your identity. - Once your account is set up, you can start using it immediately. ### 2. **Managing Your Account** **View Account Balance and Transactions:** - Log in to the app using your credentials. - The home screen will display your current account balance and recent transactions. - Tap on your account to view a detailed transaction history. **Transfer Money:** - To transfer money between your accounts or to others, select "Transfers" from the main menu. - Enter the recipient’s details, the amount you wish to transfer, and confirm the transaction. ### 3. **Using MoreTyme by TymeBank** **Buy Now, Pay Later:** - Select "MoreTyme" from the app menu. - Browse participating stores and select the items you wish to purchase. - At checkout, choose to pay with MoreTyme, allowing you to split the payment into 3 interest-free installments (subject to approval). - Review the payment schedule and confirm your purchase. ### 4. **SendMoney to a Cellphone Number** **Send Money:** - Tap on "SendMoney" from the main menu. - Enter the recipient’s South African cellphone number and the amount you want to send. - Confirm the transaction, and the recipient will receive an SMS with instructions on how to claim the money. ### 5. **Saving with GoalSave** **Set Up a GoalSave Account:** - Navigate to "GoalSave" from the main menu. - Create a new GoalSave account by naming your goal and setting a target amount. - You can create up to 10 different GoalSave accounts. **Monitor and Manage Your Savings:** - Track your savings progress directly within the app. - Enjoy competitive interest rates that increase the longer you leave your savings untouched, up to 11%. ### 6. **Paying Your Accounts** **Pay Bills:** - Select "Pay" from the main menu. - Choose the type of bill you want to pay, such as broadcasters, stores, credit cards, municipalities, or educational institutions. - Enter the account number as the reference, the amount you wish to pay, and confirm the payment. ### 7. **Security and Support** **Secure Your Account:** - Enable biometric login (fingerprint or facial recognition) for added security. - Regularly update your app and PIN to ensure your account remains protected. **Customer Support:** - Access the "Help" section within the app for FAQs and troubleshooting tips. - For further assistance, you can contact TymeBank customer support directly through the app. ### 8. **Logging Out** **Log Out Securely:** - Always log out of the app when you’re finished, especially if you’re using a shared device. Tap "Logout" from the menu to exit. With this guide, you’re now equipped to effectively use the TymeBank app to manage your finances, save smartly, and enjoy the convenience of low-cost banking. Enjoy your experience with TymeBank!