PhonePe UPI

### PhonePe - UPI, Payments, and More **PhonePe** is a versatile mobile payments app that allows you to manage your financial transactions with ease. Whether you're looking to make UPI payments, recharge your mobile, pay bills, or invest in mutual funds and insurance, PhonePe has you covered. With a secure platform that supports multiple bank accounts, PhonePe offers a seamless experience for all your payment and banking needs. **Key Features:** - **Money Transfers & UPI Payments:** - Instantly transfer money using BHIM UPI. - Link and manage multiple bank accounts, check balances, and save beneficiaries across 140+ banks. - **Online Payments:** - Pay for purchases on popular shopping platforms like Flipkart, Amazon, and Myntra. - Make payments for food orders from Zomato and Swiggy. - Pay for grocery orders from Bigbasket and Grofers. - Book travel tickets on Makemytrip, Goibibo, and more. - **Offline Payments:** - Use QR code scanning to pay at local stores, including grocery shops, pharmacies, and more. - **Insurance Services:** - Buy and renew insurance policies, including health, term life, car, and bike insurance. - Explore additional insurance options like personal accident, travel, and shop insurance. - **Personal Loans:** - Access pre-approved personal loans with easy digital onboarding, attractive interest rates, and flexible repayment options. - **Investments & Mutual Funds:** - Invest in various mutual funds, including liquid funds, tax-saving funds, equity funds, debt funds, and more. - Purchase 24K pure gold with assured quality directly through the app. - **Recharge & Bill Payments:** - Recharge prepaid mobile numbers and DTH services. - Pay a variety of bills, including credit card, landline, electricity, water, gas, and broadband bills. - **Gift Cards:** - Purchase PhonePe Gift Cards for seamless payments across a wide network of online and offline outlets. - **Refund Management:** - Easily manage and track refunds from your favorite shopping websites. **Permissions:** - **SMS:** For phone number verification during registration. - **Location:** Required by NPCI for UPI transactions. - **Contacts:** To select phone numbers for sending money and recharging. - **Camera:** To scan QR codes. - **Storage:** To save scanned QR codes. - **Accounts:** To pre-fill email ID during signup. - **Call:** To detect single vs. dual SIM and let the user choose. - **Microphone:** For KYC video verification. Experience the convenience of secure, fast, and efficient payments with PhonePe. Download the app today and take control of your financial transactions.

### PhonePe App User Guide Welcome to the PhonePe app, your one-stop solution for making seamless and secure payments, managing your finances, and much more. Here’s a comprehensive guide to help you get started and make the most out of your PhonePe experience. #### Getting Started 1. **Download and Install**: Download the PhonePe app from the Google Play Store or Apple App Store. 2. **Sign Up/Sign In**: Open the app and sign up using your mobile number. If you’re an existing user, simply sign in using your credentials. 3. **Link Your Bank Account**: - Go to the ‘Bank Accounts’ section. - Select your bank from the list and link it using your registered mobile number. #### Key Features 1. **Money Transfer & UPI Payments** - **Send Money**: Use BHIM UPI to send money directly from your bank account to another UPI ID or bank account. Simply enter the UPI ID or select from your contacts. - **Request Money**: You can request money from your contacts by selecting ‘Request’ in the UPI section. - **Check Balance**: Easily check the balance of your linked bank accounts directly within the app. 2. **Online & Offline Payments** - **Online Payments**: Pay for purchases on popular e-commerce platforms like Amazon, Flipkart, Myntra, and more. Just select PhonePe as your payment method at checkout. - **Offline Payments**: Use the Scan & Pay feature to make payments at local stores by scanning the QR code provided by the merchant. 3. **Recharges & Bill Payments** - **Mobile Recharge**: Recharge your prepaid mobile number by selecting the ‘Mobile Recharge’ option and following the prompts. - **DTH Recharge**: Top up your DTH service from providers like Tata Sky, Airtel Digital TV, etc. - **Bill Payments**: Pay your utility bills, including electricity, water, gas, and broadband, directly from the app. 4. **Insurance & Investment** - **Buy Insurance**: Purchase or renew car, bike, health, and life insurance policies directly through the app. - **Invest in Mutual Funds**: Choose from a range of mutual funds based on your financial goals and risk appetite. 5. **Loan Services** - **Personal Loans**: Apply for a pre-approved personal loan with attractive interest rates and flexible repayment options. 6. **Gift Cards** - **Purchase Gift Cards**: Buy PhonePe gift cards to use across various online and offline outlets. #### Additional Features - **Manage Multiple Bank Accounts**: Link and manage multiple bank accounts within the app, making it easier to switch between accounts for transactions. - **Transaction History**: View your entire transaction history, including UPI payments, bill payments, and recharges. - **Offers & Rewards**: Avail exclusive offers and cashback rewards by paying through PhonePe. #### Security Features - **Set a UPI PIN**: Secure your transactions with a UPI PIN, required for every transaction. - **Lock/Unlock Account**: Temporarily lock your PhonePe account if you suspect any unauthorized activity. - **Enable Biometric Login**: Set up fingerprint or face recognition for additional security when accessing the app. #### Support If you encounter any issues or have questions, you can access the ‘Help’ section in the app, where you can get assistance or contact customer support directly. #### Update Your App Ensure your PhonePe app is always updated to the latest version to enjoy the newest features and security enhancements. This guide should help you navigate through the PhonePe app with ease and make the most out of its features. Enjoy secure and efficient transactions with PhonePe!