One - Mobile Banking

ONE - Mobile Banking About this App Open an account for free today with ONE, your trusted financial technology partner. As a fintech company (not a bank), ONE offers a range of innovative services provided by Coastal Community Bank, Member FDIC, ensuring FDIC insurance up to $250,000 per depositor. The ONE card is issued by Coastal Community Bank under Mastercard® International licensing. Key Features: 1. No Monthly Fees: - Enjoy the freedom of no monthly fees* or minimum balances. 2. Send Money to Friends: - Seamlessly send and receive money instantly with One to One. Pay anyone with a ONE account effortlessly. 3. A Better Gain Plan: - Earn an impressive 5.00% APY on your Savings balances, with eligible deposits up to $250,000. Additional 1.00% APY on the rest of your savings balances.^ 4. Cash Back at Walmart: - Receive 10% cash back up to $20 on your first Walmart purchase within a month of sign-up. - Earn 3% cash back at Walmart with eligible deposits, up to $50 a year. Terms apply. 5. Cash Rewards: - Earn cash back for shopping at your favorite brands. Cash back is added directly to your savings.> 6. Free Overdraft Protection: - Enjoy up to $200 in overdraft protection with eligible direct deposits.** 7. Early Payday: - Access your paycheck up to 2 days early.+ 8. Free Cash Transactions: - Add or withdraw cash for free using your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service desk. Special Offer: - Get 10% cash back up to $20 on your first Walmart purchase when you open an account from 10/10/23 - 1/31/24. Some restrictions apply. See one.app/10percent for details. Additional Information: - ONE Retail Card users: Note that a $5 ONE Retail Card fee applies 15 days after purchase and then monthly until you apply for a ONE account, are approved, and make an additional deposit. - For detailed information on interest rates, cash back offers, and terms, visit one.app. Download ONE - Mobile Banking now and experience banking that revolves around you! For detailed terms and conditions, please refer to the ONE app and website.

ONE - Mobile Banking: User Guide Welcome to ONE - Your Ultimate Mobile Banking Experience! Follow these steps to make the most out of our app: 1. Account Opening: - Open your account for free today with no impact on your credit score. 2. Banking Features: - As a financial technology company partnered with Coastal Community Bank, ONE provides a suite of innovative services. - Enjoy FDIC insurance up to $250,000 per depositor, and access your ONE card with Mastercard® International licensing. 3. No Monthly Fees: - Experience the freedom of no monthly fees* or minimum balances. 4. Send Money to Friends: - Seamlessly send and receive money instantly with One to One. - Pay anyone with a ONE account effortlessly. 5. A Better Gain Plan: - Earn an impressive 5.00% APY on your Savings balances, with eligible deposits up to $250,000. - Additional 1.00% APY on the rest of your savings balances.^ 6. Cash Back at Walmart: - Receive 10% cash back up to $20 on your first Walmart purchase within a month of sign-up. - Earn 3% cash back at Walmart with eligible deposits, up to $50 a year. Terms apply.‡ 7. Cash Rewards: - Earn cash back for shopping at your favorite brands. - Cash back is added directly to your savings.> 8. Free Overdraft Protection: - Enjoy up to $200 in overdraft protection with eligible direct deposits.** 9. Early Payday: - Access your paycheck up to 2 days early.+ 10. Free Cash Transactions: - Add or withdraw cash for free using your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service desk. Special Offer: - Get 10% cash back up to $20 on your first Walmart purchase when you open an account from 10/10/23 - 1/31/24. Some restrictions apply. See one.app/10percent for details. Additional Information: - ONE Retail Card users: A $5 ONE Retail Card fee applies 15 days after purchase and then monthly until you apply for a ONE account, are approved, and make an additional deposit. - For detailed information on interest rates, cash back offers, and terms, visit one.app. Download ONE - Mobile Banking now and enjoy a banking experience tailored just for you! For detailed terms and conditions, please refer to the ONE app and website.