Mercado Pago

**Mercado Pago: Your Digital Account** Mercado Pago offers a comprehensive digital account that allows you to manage your finances with ease and security. With this app, you can make payments, transfer money, access a line of credit, and keep your money safe—all directly from your mobile phone. Enjoy the many benefits that come with having a Mercado Pago digital account! **Key Features:** - **Free Card with No Annual Fee:** Request a virtual card for online and in-store purchases. If you need a physical card, request it through the app, and it will be delivered to your home for free. - **Cash Withdrawals:** Use your card to withdraw cash at supermarkets and ATMs across the country. - **Line of Credit:** Access a line of credit to pay for services, recharge your phone, or make purchases on Mercado Libre. - **Daily Returns:** Activate daily returns on your account balance directly through the app, allowing you to grow your money effortlessly. - **Comprehensive Payment Options:** Pay bills, recharge your phone, and make transfers to any bank or person. You can pay with your account balance, credit or debit cards, cash, or through bank deposits. - **Mercado Credito:** Make purchases in up to 12 fixed monthly installments without needing a credit card. - **Mercado Puntos Benefits:** Enjoy discounts, free shipping, easy returns, and more through the Mercado Puntos loyalty program. - **Business Growth:** Use Mercado Pago to receive payments in various ways, including QR codes, payment links, or the Point card reader. You can also access business loans through Mercado Crédito to boost your sales. With Mercado Pago, you can take control of your finances, manage your payments, and grow your business—all from the convenience of a single app. Whether you’re selling online or in person, Mercado Pago provides the tools you need to succeed.

**How to Use the Mercado Pago App** **1. Download and Install:** - Download the Mercado Pago app from the Google Play Store or Apple App Store. - Install the app on your mobile device and open it. **2. Create or Log In to Your Account:** - If you’re new to Mercado Pago, create an account by following the on-screen instructions. You’ll need to provide some basic information to get started. - If you already have an account, simply log in using your credentials. **3. Set Up Your Digital Account:** - Once logged in, you can start setting up your digital account. This includes linking your bank account or credit/debit cards for easy access to funds. - To add funds, choose from the available options: transfer money from a bank account, deposit cash at participating stores, or request a line of credit. **4. Request a Free Card:** - Go to the “Cards” section of the app to request your free virtual card for online and in-store purchases. - If you prefer a physical card, you can request one through the app, and it will be delivered to your address at no additional cost. **5. Make Payments and Transfers:** - Use the app to pay bills, recharge your phone, or make transfers to any bank account or person. - To make a payment, select the “Pay” option, choose the type of payment, enter the necessary details, and confirm the transaction. - For transfers, go to the “Transfers” section, enter the recipient’s details, the amount, and confirm the transfer. **6. Manage Your Finances:** - Monitor your account balance and transactions in real time from the app’s dashboard. - Activate daily returns on your account balance to grow your money effortlessly. - Set up personalized alerts to stay informed about your account activity. **7. Use Mercado Credito:** - Access the “Mercado Credito” section to make purchases in up to 12 fixed monthly installments without needing a credit card. - This feature allows you to finance your purchases and pay over time directly through the app. **8. Withdraw Cash:** - Use your Mercado Pago card to withdraw cash from supermarkets or ATMs across the country. - Simply insert your card into the ATM or present it at a participating supermarket to access your funds. **9. For Business Owners:** - If you’re a business owner, use the app to receive payments through various methods, including QR codes, payment links, or the Point card reader. - To start accepting payments, go to the “Receive Payments” section, choose your preferred method, and follow the setup instructions. - If you need additional funding, apply for a business loan through Mercado Crédito directly in the app. **10. Access Support and Manage Settings:** - For help or questions, access the “Help” section within the app to contact customer support. - Manage your account settings, including payment methods, notifications, and security features, in the “Settings” section. By following these steps, you can effectively use the Mercado Pago app to manage your finances, make payments, and grow your business—all from the convenience of your mobile device.