Maya – savings

**Maya: Your All-in-One Banking App** Maya offers a comprehensive financial experience that makes saving, borrowing, paying, and investing easy and accessible. With Maya, you can enjoy high-interest savings, instant loans, global payment options, and investment opportunities, all in one app. **Key Features:** - **Save with High Interest**: Enjoy up to 15% interest per annum on your savings, credited daily. Watch your money grow every 24 hours with BSP-licensed banking. - **Borrow Instantly**: Get a personal loan of up to P250,000 instantly, or use Maya Easy Credit to borrow up to P18,000. Approval is quick and based on credit evaluation. - **Pay Conveniently**: Access all wallet features to send money, pay bills, and more. Use your Maya card worldwide or scan any QR Ph to pay at local shops. - **Invest in Your Future**: Explore a variety of investment options. Buy, sell, and trade cryptocurrencies like Bitcoin and Ethereum, or invest in global companies with Maya Funds for as low as P50. **Loan Terms:** - Credit Limit: P15,000 - P250,000 - Monthly Interest Rate: 0.77% - 2.57% - Tenure: 6 - 24 months - Max. Annual APR: 30.78% - Fees: Waived for DST and others **Example Loan Calculation:** - Loan Amount: P25,000 - Tenure: 6 months - Monthly Installment: P4,374.17 - Total Repayment: P26,239.19 - Late Fee: 0.17% daily Maya is regulated by the Bangko Sentral ng Pilipinas and deposits are insured by the PDIC up to P500,000 per depositor. Manage your finances with confidence and convenience using Maya.

**Maya App User Guide** Welcome to Maya! This guide will help you navigate the app’s features so you can effectively manage your finances, from saving and borrowing to paying and investing. ### 1. **Getting Started** **Download and Register:** - Download the Maya app from the App Store or Google Play Store. - Open the app and follow the on-screen instructions to register your account using your mobile number. - Complete the registration process by providing the required personal details and setting up a secure PIN. ### 2. **Saving Money** **Open a Savings Account:** - Once logged in, navigate to the “Savings” section on the app. - Open your savings account by following the prompts. Your account will start earning up to 15% interest p.a., credited daily. **Monitor Your Savings:** - Check your daily interest earnings directly within the app to see your money grow every 24 hours. ### 3. **Borrowing Money** **Apply for a Loan:** - Go to the “Loans” section in the app. - Choose between a Personal Loan (up to P250,000) or Maya Easy Credit (up to P18,000). - Fill in the necessary details and submit your application. Approval is based on a credit evaluation. **Review Loan Terms:** - Before accepting a loan, review the terms including the interest rate, tenure, and monthly repayments. **Manage Your Loan:** - Track your loan status and repayment schedule directly in the app. Make repayments easily through the app to avoid late fees. ### 4. **Paying Bills and Making Payments** **Send Money:** - Tap on “Send Money” from the main menu. - Enter the recipient's details or select from your contacts. - Confirm the amount and send instantly. **Pay Bills:** - Access the “Pay Bills” section. - Select the biller from the list, enter the required details, and confirm the payment. **Use Maya Card for Payments:** - Request a Maya card via the app if you haven’t already. - Use your Maya card to make payments both online and in physical stores worldwide. **Pay via QR Ph:** - Select “Scan to Pay” from the app dashboard. - Scan the QR Ph code at participating merchants to complete your purchase securely and quickly. ### 5. **Investing** **Invest in Cryptocurrencies:** - Navigate to the “Invest” section and select “Cryptocurrencies.” - Buy, sell, and trade Bitcoin, Ethereum, and other cryptocurrencies for as low as P1. **Invest in Maya Funds:** - Explore Maya Funds to invest in globally recognized companies. - Start investing with as little as P50 and monitor your portfolio through the app. ### 6. **Managing Your Account** **View Transaction History:** - Access the “Activity” section to view all your transactions and account activities. **Update Account Settings:** - Go to the “Profile” section to update personal information, change your PIN, or manage linked accounts. ### 7. **Getting Help** **Contact Support:** - If you need assistance, go to the “Help Center” in your profile within the app. - For urgent issues, you can call customer support using the provided contact numbers. --- With these instructions, you are equipped to use the Maya app effectively for all your financial needs. Explore the app’s features and enjoy a seamless banking experience!