Home Buyer Compass

Home Buyer Compass is a finance app that helps first-time and repeat buyers plan, budget, and qualify for a home with confidence. Get clear home affordability insights, compare mortgage scenarios, and map out your down payment and closing costs in one place. With AI-driven guidance and bank-level security, it streamlines home buying decisions from pre-approval prep to monthly payment planning. Ideal for first-time homebuyers, budget planners, and anyone evaluating mortgage options. Core features: - AI affordability calculator to estimate maximum home price and monthly payment based on income, debts, taxes, insurance, and HOA. - Mortgage comparison to test rates, loan types, terms, and down payment amounts with real-time payment breakdowns. - Savings and cost planner to set down payment goals, estimate closing costs, and track progress. Keywords: home buying app, mortgage calculator, affordability calculator, first-time homebuyer, budget planning, loan pre-approval, real estate finance

1. Download and create your profile: select first-time or repeat buyer, target area, price range, and timeline. 2. Add finances: connect accounts securely or enter income, debts, and savings to generate your AI affordability and budget range. 3. Compare loans: adjust rate, loan type, term, and down payment to see monthly payments with taxes, insurance, and HOA included. 4. Plan your cash: set a down payment goal, estimate closing costs, and track savings milestones with automated reminders. 5. Get pre-approval ready: follow the checklist, upload documents securely, export a lender-ready summary, and enable alerts for rate changes or budget updates.