HeadroomCalc

HeadroomCalc is a finance calculator that shows how much room you have before hitting limits across budgets, loans, and cash flow. It helps founders, finance teams, and independent professionals forecast, compare scenarios, and make fast, confident decisions without spreadsheets. Core features include quick headroom calculators for budget, loan affordability, cash runway, and debt covenants, scenario analysis with best, base, and worst cases, and clear dashboards with export to PDF or Excel. Fast, intuitive, and precise, it is ideal for budget planning, cash flow forecasting, loan planning, and lender ready reporting.

Download the app and sign in, then choose a template such as Budget, Loan, Runway, or Covenant. Enter key numbers like revenue, expenses, credit limit, interest rate, payments, and starting cash. Set your targets or limits, and pick best, base, and worst case assumptions for quick scenarios. Review your headroom, charts, and alerts, then adjust inputs to see instant impact. Save your scenario, export a PDF or Excel report, and share it with your team or lender.