Gear: Car Finance Simulator

Gear: Car Finance Simulator is a smart car loan and lease calculator that helps you plan, compare, and budget car ownership with confidence. Simulate auto finance in seconds, test lease vs buy, and preview monthly payment, interest, and total cost of ownership before you commit. Adjust vehicle price, down payment, trade-in value, APR, term, taxes, fees, and insurance to mirror real offers. See payoff timeline and amortization schedule, then compare multiple scenarios side by side to find the best fit for your budget. Clear breakdowns, instant results, and an intuitive interface make it ideal for first-time buyers and savvy shoppers. Perfect for car loan calculator searches, auto finance planning, and payment simulator needs.

1. Download and open the app, then choose Finance or Lease. 2. Enter vehicle price, down payment, trade-in value, taxes, and fees. 3. Set APR and term for loans, or mileage and residual inputs for leases. 4. Review monthly payment, interest cost, total cost, and payoff schedule; adjust inputs to refine results. 5. Save and compare scenarios side by side to decide on the best deal for your budget.