Cash App

**Cash App** **About This App** Cash App is a simple way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes. **Free Instant Money Transfers** With Cash App, you can send, request, and receive money from friends and family instantly. Paying friends or splitting rent with roommates is easy. **Get Instant Discounts** The Cash App Card is the only free* debit card that offers exclusive discounts for everyday spending. Save instantly where you already shop, both in-store and online, by paying with your card. Find offers directly in the app—no points or waiting required. **Free Tax Filing** Cash App Taxes makes it easy to file your federal and state returns for free—no hidden fees regardless of your tax situation. File with peace of mind, knowing you get free audit defense and a maximum refund guarantee. Access cash.app/taxes from your phone or computer and complete your taxes in minutes. Get your refund deposited into Cash App to receive it up to 5 days early. The 5-day refund estimate is based on 2022 tax year filing data. The 2023 refund window may vary. We do not guarantee when you will receive your refund. The timing depends on when you file a complete return and when the IRS sends the refund. **Get Paid Up to 2 Days Early** Use your account and routing numbers to deposit paychecks, tax returns, unemployment benefits, stimulus checks, and more into your Cash App balance. Deposits arrive up to 2 days faster than most banks, and you can use your account info to pay bills. If you deposit $300 or more in paychecks per month, you qualify for up to $50 in free overdraft protection. **Buy, Sell, Send, and Receive Bitcoin** Cash App makes it easy to buy, sell, send, gift, and receive Bitcoin (BTC). Start with as little as $1, set up recurring purchases, make payments in Bitcoin, withdraw to other wallets, or send Bitcoin to friends and family with compatible wallets—even if they don’t have Cash App. Use the Lightning Network to pay with Bitcoin faster and for free. Bitcoin services are provided by Block, Inc. (formerly known as Square, Inc.), not Cash App Investing LLC. Buying Bitcoin involves risk; you may lose money. **Commission-Free Stock Trading** Start investing and buying stocks with as little as $1.** Track stocks, your investments, and follow companies to stay up-to-date on their performance.*** Regulatory and external transfer fees may apply; see the in-app disclosures. **Get a Free* Custom Visa Debit Card** Design your own Cash App Card and get it mailed to you. This customizable, fee-free, secure Visa debit card can be used anywhere Visa is accepted. You’ll also get a virtual card for instant purchases. The prepaid debit card is issued by Sutton Bank. ATM withdrawals may incur fees. **Start Saving Towards Goals** Set goals and automatically save money towards them, or use Round Ups to save spare change. Save for specific goals or for emergencies. It’s easy to start saving—no minimum balances, no fees, and no need for separate accounts. **Cash App for Ages 13 and Up** Now, everyone aged 13 and up can send money to friends, get a Cash App Card, invest, and start saving with a sponsored account from a parent or trusted adult. *Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partners. The prepaid debit card is issued by Sutton Bank. Free card available in black or white. **Fractional shares are non-transferable. Additional terms and conditions apply; see the Cash App Investing Customer Agreement. ***Brokerage services are provided by Cash App Investing LLC, a member of FINRA/SIPC and a subsidiary of Block, Inc. Investing involves risk; you may lose money. This is not a recommendation to buy or sell securities. Company names and logos are for illustrative purposes only and do not imply an endorsement.

**Cash App User Guide** **Welcome to Cash App** Cash App is your all-in-one financial service platform for sending, spending, saving, and investing money. Follow this guide to start using Cash App efficiently. **Getting Started** 1. **Download and Install** - Go to the Google Play Store or Apple App Store. - Search for "Cash App" and download the app. - Open the app after installation and follow the prompts to create an account. **Sending and Receiving Money** 1. **Send Money** - Open Cash App and enter the amount you want to send. - Tap "Pay" and enter the recipient’s $Cashtag, phone number, or email. - Add a note (optional) and tap "Pay" to send the money instantly. 2. **Request Money** - Open Cash App and enter the amount you want to request. - Tap "Request" and enter the sender’s $Cashtag, phone number, or email. - Add a note (optional) and tap "Request" to send the request. 3. **Receive Money** - When someone sends you money, it will appear in your Cash App balance. - Tap on the notification to view the details and access the funds. **Using the Cash App Card** 1. **Order Your Card** - Open Cash App and tap on the card icon. - Customize your card’s design and tap "Order Card." - Your physical card will be mailed to you, and you’ll also get a virtual card for instant use. 2. **Activate Your Card** - Once you receive your physical card, open Cash App and tap on the card icon. - Tap "Activate Card" and follow the instructions to complete activation. 3. **Use Your Card** - Use your Cash App Card anywhere Visa is accepted. - Access exclusive discounts directly within the app. **Tax Filing with Cash App Taxes** 1. **Start Your Tax Return** - Visit cash.app/taxes on your phone or computer. - Follow the step-by-step instructions to file your federal and state tax returns for free. 2. **Submit and Track Your Refund** - After submitting, track your refund status within the app. - Choose to have your refund deposited into your Cash App balance to receive it up to 5 days early. **Direct Deposits** 1. **Set Up Direct Deposit** - Open Cash App and tap on the banking tab. - Select "Direct Deposit" and follow the prompts to get your account and routing numbers. - Provide these numbers to your employer or benefits provider. 2. **Get Paid Early** - Cash App deposits funds up to 2 days faster than most banks. **Buying and Selling Bitcoin** 1. **Buy Bitcoin** - Tap on the Bitcoin tab and select "Buy." - Enter the amount you want to purchase and confirm the transaction. 2. **Sell Bitcoin** - Tap on the Bitcoin tab and select "Sell." - Enter the amount you want to sell and confirm the transaction. 3. **Send or Receive Bitcoin** - To send, tap on the Bitcoin tab, select "Send," enter the recipient’s wallet address, and confirm. - To receive, tap on the Bitcoin tab, select "Receive," and share your wallet address. **Stock Trading** 1. **Buy Stocks** - Tap on the Investing tab and select "Stocks." - Search for the stock you want to buy, enter the amount, and confirm the purchase. 2. **Sell Stocks** - Tap on the Investing tab, select the stock you want to sell, enter the amount, and confirm the sale. **Saving Money** 1. **Set Savings Goals** - Open Cash App and tap on the banking tab. - Select "Savings" and set your savings goals. - Choose to save manually or automatically by rounding up purchases. **Cash App for Teens** 1. **Set Up a Teen Account** - Teens aged 13 and up can create an account with the sponsorship of a parent or trusted adult. - Sponsored accounts allow teens to send money, get a Cash App Card, invest, and save. **Support and Security** 1. **Security Features** - Enable security features like PIN entry and fingerprint ID in the app settings. - Monitor your account for any suspicious activity. 2. **Get Help** - Access the help section within the app for FAQs and customer support. **Enjoy the convenience and versatility of Cash App!**