Benefits OnLine

The Benefits OnLine® Mobile app by Merrill provides a convenient way to manage your employer-sponsored benefit plans anytime, anywhere. With this app, you can easily access and manage your accounts, check your balances, view detailed holdings, and track account history. The app also allows you to manage your investments, update contribution rates, and request loans, withdrawals, or rollovers. Stay informed with access to U.S. and global market data, add securities to your watchlist, and monitor major market securities right from your mobile device. The app also lets you personalize your experience by staying up to date with alerts and a to-do list, and you can even opt for online delivery of statements and confirmations. Security is a priority, with features like fingerprint ID login to ensure your account remains safe. The app is available to clients with access to the benefits.ml.com website, offering a streamlined, user-friendly experience to manage your financial future with ease.

Here's a user guide for the Benefits OnLine® Mobile app in English: --- ### **Benefits OnLine® Mobile App - User Guide** Welcome to the Benefits OnLine® Mobile app by Merrill. This guide will help you navigate and make the most of your app experience. Whether you need to manage your accounts, stay informed about financial markets, or personalize your account settings, this app has you covered. #### **Getting Started** 1. **Download and Install the App** - Ensure your device is running Android 11 or above. - Download the app from the Google Play Store and install it on your device. 2. **Logging In** - Use your existing Benefits OnLine® credentials to log in. - You can set up fingerprint ID for quicker and secure access. #### **Managing Your Accounts** 1. **View Account Balances** - Access your account balances and detailed holdings from the dashboard. - Review your account summary with interactive graphics. 2. **Investment Management** - Update your contribution rates. - Manage your investments and explore options directly from the app. 3. **Loans, Withdrawals, and Rollovers** - Easily request loans, make withdrawals, or initiate rollovers from your accounts. #### **Financial Information** 1. **Market Data and News** - Stay updated with the latest U.S. and global market data. - Add securities to your watchlist and monitor market trends. 2. **Alerts and Notifications** - Receive personalized alerts about your account activities. - Stay informed about important account updates and market movements. #### **Personalizing Your Experience** 1. **Custom Settings** - View and manage your Merrill investment account balances. - Set up online delivery for your statements and confirmations to reduce paper clutter. 2. **Security Features** - Use fingerprint ID for secure and fast login. - Regularly update your password to keep your account safe. #### **Additional Features** 1. **Access Support** - Contact Merrill Customer Care directly through the app for any questions or assistance. - Access the privacy and security settings to manage your app experience. 2. **Stay Updated** - Visit the Support tab within the app to find help, update login preferences, and provide feedback. #### **Important Notes** - **Security**: Your data is protected with advanced security measures, including biometric login and encryption. - **Compatibility**: Some features available on the Benefits OnLine® website may not be accessible through the mobile app. - **Support**: For any issues, contact Merrill Customer Support directly from the app. #### **Conclusion** The Benefits OnLine® Mobile app provides a seamless and secure way to manage your financial future, whether you are monitoring your investments, requesting a loan, or staying informed about the market. Download and start using the app today to take control of your benefits on the go.