Beem: Better than Cash Advance

### Beem: Better than Cash Advance Beem (formerly Line) offers a superior alternative to instant cash advance apps, payday loans, personal loans, and other credit products. With plans starting as low as $2.47/month, Beem provides a range of financial services including early access to verified bank deposits, job loss protection, tax filing, and more. Importantly, Beem is not a payday loan or cash advance app. **Key Features:** **Everdraft™ - The #1 Challenger to Cash Advance:** - Withdraw $10-$1,000 of verified bank deposits early. - No credit checks, no interest, no income restrictions, and no due dates. - T&Cs apply, and the amount can vary for each user. - Choose how to access your funds with fees between $0-$4, notified at the time of choice. **File Federal & State Taxes:** - Maximize your tax refund by filing federal and state taxes seamlessly in any state. - Supports all tax filing situations including W2 or 1099, single or joint. **Receive & Withdraw Funds Early:** - Get early access to verified bank deposits in your Beem balance, a gift/prepaid card, debit card (express delivery fees apply to instant transfers), or bank account within 2-3 days. **Cash Boosts and Prepaid Cards:** - Unlock more money with cash boosts. - Send and use Gift Cards, Visa, and MasterCard Prepaid Cards. - Receive money in the form of Gift Card, Visa, or MasterCard Prepaid Card and use them at various retailers. **Add & Send Money for Free:** - Add money without any fees. - Send money instantly from Beem to anyone, even those without a bank account or Beem app. **Better Financial Feed (BFF):** - Manage your money with a personalized budget in a Feed to avoid overdrafts. - Track spending and get reminders on upcoming bills, low balances, and more. Beem is available only in the US and developed by Line Financial, a Public Benefit Corporation based in the US. Download Beem today and experience the benefits of a financial app that goes beyond cash advances, helping you manage your finances effectively and efficiently.

### Beem User Guide #### Getting Started 1. **Download and Install:** Get the Beem app from the App Store or Google Play. 2. **Sign Up or Log In:** Create a new account or log in with your existing credentials. #### Using Everdraft™ 1. **Access Everdraft™:** - Open the app and navigate to the Everdraft™ section. 2. **Withdraw Funds:** - Choose the amount you want to withdraw ($10-$1,000). - Select how you want to receive the funds: Beem balance, gift/prepaid card, debit card, or bank account. - Confirm any applicable fees and complete the transaction. #### Filing Taxes 1. **Start Tax Filing:** - Navigate to the tax filing section. 2. **Enter Information:** - Provide necessary details for Federal and State taxes. 3. **Submit:** - Review your entries and submit to maximize your tax refund. #### Managing Money 1. **Add Money:** - Add funds to your Beem balance without any fees. 2. **Send Money:** - Send money instantly to anyone, even if they don’t have a bank account or the Beem app. #### Using Financial Feed (BFF) 1. **Set Up Budget:** - Create a personalized budget to track spending. 2. **Get Notifications:** - Receive reminders for upcoming bills, low balances, and track your expenses. #### Cash Boosts and Prepaid Cards 1. **Unlock Cash Boosts:** - Use the app to access additional funds as needed. 2. **Send and Use Prepaid Cards:** - Manage Gift Cards, Visa, and MasterCard Prepaid Cards for your purchases. #### Contact Support 1. **Access Help:** - Use the support section within the app for FAQs and customer service. Download Beem today and simplify your financial management!