Acorns is a smart personal finance and investment app that helps you save and invest automatically. Turn everyday purchases into micro-investments and grow your money with set-and-forget automation. Ideal for busy users who want simple, goal-based money management without complex finance jargon. Core features - Automatic saving and micro-investing with Round-Ups and flexible recurring deposits - Diversified, goal-based portfolios matched to your risk level with automatic rebalancing - Spending insights and progress tracking to support budgeting and smarter money decisions Why it stands out - Seamless automation that builds wealth in the background - Beginner-friendly guidance with clear recommendations - Secure experience with encryption and biometric login Perfect for anyone seeking an easy investment app for automated savings, budgeting, and long-term money management
1. Download and sign up: Install the app, create your account, and complete identity verification to secure your profile. 2. Link a funding source: Connect your bank or card to enable Round-Ups and transfers. 3. Set goals and risk level: Choose your investment goal, time horizon, and a portfolio that matches your comfort level. 4. Automate contributions: Turn on Round-Ups to invest spare change and schedule recurring deposits to build steadily. 5. Track and optimize: Monitor performance, adjust deposit amounts or risk level, and use insights to stay on budget and reach goals faster.