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HOME / Paytm
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Paytm
4.3
Update2024-08-06
DeveloperPaytm Mobile Solutions / Paytm - One97 Communications Ltd.
OSIOS / Android
Categoryapp
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Good App Guaranteed: This app passed the security test for virus,malware and other malicious attacks and doesn't containany theats.
Description:### Paytm: Secure UPI Payments and More
Paytm is India's leading payment app, trusted by over 450 million users. It offers a wide range of services, making it a one-stop solution for all your payment needs.
#### Key Features:
- **Seamless UPI Payments:**
- Send money to friends and family using their mobile number via Paytm UPI, even if they’re not on Paytm.
- Scan any QR code to make payments at grocery stores, petrol pumps, restaurants, and more.
- Pay securely and effortlessly using your RuPay Credit Card on UPI.
- **Recharge & Utility Bill Payments:**
- Easily recharge your mobile, DTH, and FASTag.
- Pay utility bills like electricity, water, broadband, and more directly through the app.
- Access the latest prepaid recharge plans and exclusive offers.
- **Offline & Online Payments:**
- Make safe and contactless payments at offline stores using Paytm UPI, mobile number, or QR code.
- Pay at online platforms, including food delivery, grocery shopping, and entertainment apps.
- **Order Essentials:**
- Order groceries, food, and home decor items on Paytm ONDC, and enjoy the best deals.
- **Credit Score Check:**
- Planning to take a loan? Check your credit score for free directly on the Paytm app.
- **Instant Personal Loans:**
- Apply for personal loans with amounts ranging from ₹50,000 to ₹25 lakh.
- Flexible repayment periods from 6 to 60 months, with interest rates between 10.99% and 35% per annum.
- **Travel Bookings:**
- Book train, bus, and flight tickets seamlessly.
- Paytm is an authorized IRCTC partner for railway e-ticket bookings, cancellations, and more.
#### Benefits of Using Paytm:
- **Fast & Secure Payments:** Enjoy the convenience of lightning-fast UPI payments with UPI Lite, without needing a PIN for transactions up to ₹4,000 per day.
- **Rewards & Cashbacks:** Earn rewards and cashbacks on your payments through Paytm.
- **Bank Account Management:** Check your bank balance, view transaction history, and manage multiple bank accounts with ease.
Paytm is powered by top Indian banks like Axis Bank, HDFC Bank, SBI, and Yes Bank, ensuring a secure and reliable banking experience for all users.
Join millions of satisfied users and experience the convenience and security of Paytm for all your payment and financial needs. Download the app today and get started!
HOW TO PLAY:### How to Use the Paytm App
Paytm is a versatile and user-friendly app that allows you to manage a variety of financial tasks with ease. Here’s a step-by-step guide on how to use the main features of the Paytm app:
#### 1. **Download and Set Up**
- **Install the App:** Download the Paytm app from the Google Play Store or Apple App Store.
- **Registration:** Open the app and sign up using your mobile number. Complete the verification process by entering the OTP sent to your phone.
- **Link Bank Account:** For UPI payments, link your bank account by following the on-screen instructions. You will need to set a UPI PIN during this process.
#### 2. **Making Payments and Transfers**
- **Send Money:**
- Tap on the ‘Send Money’ option.
- Enter the recipient’s mobile number or scan their QR code.
- Enter the amount and confirm the transaction with your UPI PIN.
- **Pay Bills:**
- Select the ‘Pay Bills’ option.
- Choose the type of bill you want to pay, such as electricity, water, or gas.
- Enter the required details and complete the payment using UPI or linked bank accounts.
#### 3. **Recharge Mobile, DTH, and FASTag**
- **Mobile Recharge:**
- Tap on the ‘Mobile Recharge’ icon.
- Enter your mobile number, select your operator, and choose a recharge plan.
- Confirm the payment through UPI, wallet, or any linked credit/debit card.
- **DTH Recharge:**
- Select the ‘DTH Recharge’ option.
- Enter your DTH subscriber ID, select your provider, and choose a recharge amount.
- Complete the transaction using any preferred payment method.
- **FASTag Recharge:**
- Go to the ‘FASTag Recharge’ section.
- Enter your vehicle details, select the recharge amount, and complete the payment.
#### 4. **Make Offline and Online Payments**
- **Offline Payments:**
- Tap the ‘Scan & Pay’ button.
- Scan the QR code displayed at the merchant’s counter.
- Enter the amount and pay using UPI or your Paytm balance.
- **Online Payments:**
- While shopping online, select ‘Paytm’ as the payment method at checkout.
- Follow the prompts to complete the transaction securely.
#### 5. **Check Your Bank Account Balance**
- **Account Balance Inquiry:**
- On the home screen, tap on your linked bank account.
- Select ‘Check Balance’ to view your current bank balance.
- You will need to enter your UPI PIN to complete this action.
#### 6. **Use UPI Lite for Small Transactions**
- **Activate UPI Lite:**
- UPI Lite allows you to make transactions up to ₹4,000 per day without a PIN.
- Go to the ‘UPI Lite’ section and follow the prompts to activate it.
- Once activated, use it for faster payments at small stores or for personal transfers.
#### 7. **Manage Insurance, Loans, and Investments**
- **Insurance:**
- Browse the ‘Insurance’ section to buy or renew various types of insurance policies, such as car, bike, or health insurance.
- **Loans:**
- Apply for personal loans directly through the app. Follow the prompts in the ‘Loans’ section to check your eligibility and apply.
- **Investments:**
- Explore mutual funds, buy gold, or invest in other financial products under the ‘Investments’ tab.
#### 8. **Book Travel Tickets**
- **Train, Bus, and Flight Tickets:**
- Go to the ‘Travel’ section.
- Choose your mode of travel (train, bus, or flight), enter your journey details, and search for available options.
- Select your preferred option and complete the booking with Paytm.
#### 9. **Check Credit Score and Manage Personal Loans**
- **Credit Score:**
- Go to the ‘Credit Score’ section to check your free credit score and view detailed reports.
- **Manage Loans:**
- Under the ‘Loans’ section, view your loan status, EMI details, and repayment options.
#### 10. **Contact Support**
- **Help & Support:**
- If you need assistance, go to the ‘Help & Support’ section in the app.
- Browse through FAQs or contact customer support for more help.
Paytm makes managing your finances easy, whether it’s making payments, recharging services, or investing. With this guide, you should be able to navigate the app effortlessly. Enjoy the convenience of Paytm!
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| Version: | 10.44.0 |
| Size: | 276.86MB |
| Price: | Free |
| Released: | 2011-10-24 |
| Updated: | 2024-08-06 |
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