Description:### Beem: Better than Cash Advance
Beem (formerly Line) offers a superior alternative to instant cash advance apps, payday loans, personal loans, and other credit products. With plans starting as low as $2.47/month, Beem provides a range of financial services including early access to verified bank deposits, job loss protection, tax filing, and more. Importantly, Beem is not a payday loan or cash advance app.
**Key Features:**
**Everdraft™ - The #1 Challenger to Cash Advance:**
- Withdraw $10-$1,000 of verified bank deposits early.
- No credit checks, no interest, no income restrictions, and no due dates.
- T&Cs apply, and the amount can vary for each user.
- Choose how to access your funds with fees between $0-$4, notified at the time of choice.
**File Federal & State Taxes:**
- Maximize your tax refund by filing federal and state taxes seamlessly in any state.
- Supports all tax filing situations including W2 or 1099, single or joint.
**Receive & Withdraw Funds Early:**
- Get early access to verified bank deposits in your Beem balance, a gift/prepaid card, debit card (express delivery fees apply to instant transfers), or bank account within 2-3 days.
**Cash Boosts and Prepaid Cards:**
- Unlock more money with cash boosts.
- Send and use Gift Cards, Visa, and MasterCard Prepaid Cards.
- Receive money in the form of Gift Card, Visa, or MasterCard Prepaid Card and use them at various retailers.
**Add & Send Money for Free:**
- Add money without any fees.
- Send money instantly from Beem to anyone, even those without a bank account or Beem app.
**Better Financial Feed (BFF):**
- Manage your money with a personalized budget in a Feed to avoid overdrafts.
- Track spending and get reminders on upcoming bills, low balances, and more.
Beem is available only in the US and developed by Line Financial, a Public Benefit Corporation based in the US. Download Beem today and experience the benefits of a financial app that goes beyond cash advances, helping you manage your finances effectively and efficiently.
HOW TO PLAY:### Beem User Guide
#### Getting Started
1. **Download and Install:** Get the Beem app from the App Store or Google Play.
2. **Sign Up or Log In:** Create a new account or log in with your existing credentials.
#### Using Everdraft™
1. **Access Everdraft™:**
- Open the app and navigate to the Everdraft™ section.
2. **Withdraw Funds:**
- Choose the amount you want to withdraw ($10-$1,000).
- Select how you want to receive the funds: Beem balance, gift/prepaid card, debit card, or bank account.
- Confirm any applicable fees and complete the transaction.
#### Filing Taxes
1. **Start Tax Filing:**
- Navigate to the tax filing section.
2. **Enter Information:**
- Provide necessary details for Federal and State taxes.
3. **Submit:**
- Review your entries and submit to maximize your tax refund.
#### Managing Money
1. **Add Money:**
- Add funds to your Beem balance without any fees.
2. **Send Money:**
- Send money instantly to anyone, even if they don’t have a bank account or the Beem app.
#### Using Financial Feed (BFF)
1. **Set Up Budget:**
- Create a personalized budget to track spending.
2. **Get Notifications:**
- Receive reminders for upcoming bills, low balances, and track your expenses.
#### Cash Boosts and Prepaid Cards
1. **Unlock Cash Boosts:**
- Use the app to access additional funds as needed.
2. **Send and Use Prepaid Cards:**
- Manage Gift Cards, Visa, and MasterCard Prepaid Cards for your purchases.
#### Contact Support
1. **Access Help:**
- Use the support section within the app for FAQs and customer service.
Download Beem today and simplify your financial management!